More and more state governments are taking on the role of ensuring that companies doing business in their states provide a retirement program for their employees. Currently, 11 states plus Washington, DC have active state-mandated retirement plans, 9 have implementation of such programs in process, and 23 have proposed programs awaiting legislative approval. Only 7 states have not yet had legislation on this issue. New Jersey’s state-mandated plan, called “RetireReady NJ,” goes into effect next month.